Contents 1. Who we are 2. Intended use 3. How contracts are formed 4. Informational service only. No advice. No reliance. 5. Accounts, access, and acceptable use 6. Intellectual property 7. Third-party services and links 8. Suspension, termination, and changes 9. Disclaimer of warranties 10. Limitation of liability 11. Indemnity 12. Privacy 13. Governing law and jurisdiction 14. General